secwatch.observer — SEC 8-K summary
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Issuer:     Enact Holdings, Inc. (ACT)
CIK:        0001823529
Form:       8-K
Filed at:   2026-02-03T23:59:59+00:00
Accession:  0001823529-26-000003
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enact Q4 net income $177M, EPS $1.22; new $500M buyback program and $0.21 quarterly dividend
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- Q4 2025 net income $177M ($1.22 diluted EPS); adjusted operating income $179M ($1.23 diluted EPS).
- Full-year 2025 net income $674M ($4.52 EPS); adjusted operating income $688M ($4.61 EPS).
- Loss ratio fell to 7% on $60M net reserve release as claim rate expectation lowered to 8%.
- Board approved $500M new share repurchase authorization; existing $350M program has $30M remaining.
- Quarterly dividend of $0.21 per share declared, payable March 19, 2026 to holders of record Feb 26, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/0001823529-26-000003-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823529/000182352926000003/act-20260203.htm
  HTML page:      https://secwatch.observer/filing/0001823529-26-000003

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