---
schema_version: "secwatch.filing_event.v1"
accession: "0001823529-26-000106"
form_type: "8-K"
ticker: "ACT"
cik: "0001823529"
company_name: "Enact Holdings, Inc."
filed_at: "2026-05-05T23:59:59+00:00"
generated_at: "2026-05-14T23:31:58.693727+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Enact Q1 net income $168M, EPS $1.18; NIW up 30% YoY; dividend raised 14% to $0.24

## Summary
- GAAP net income $168M ($1.18/dil); adjusted operating income $172M ($1.21/dil).
- New insurance written $13B, up 30% YoY; primary insurance in-force $272B, up 2% YoY.
- Loss ratio 15% vs 12% YoY; net reserve release $39M; operating expenses $49M, expense ratio 20%.
- Repurchased 2.3M shares for $93M in Q1; $438M remaining under $500M authorization.
- Quarterly dividend increased 14% to $0.24/share, payable June 18 to holders of record May 28; S&P upgraded outlook to positive.

## SEC filing metadata
- accession: 0001823529-26-000106
- form_type: 8-K
- ticker: ACT
- cik: 0001823529
- company_name: Enact Holdings, Inc.
- filed_at: 2026-05-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000106/0001823529-26-000106-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000106/act-20260505.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823529-26-000106
- JSON: https://secwatch.observer/filing/0001823529-26-000106.json
- Plain text: https://secwatch.observer/filing/0001823529-26-000106.txt

## Key facts
- Earnings Releases
  Enact Holdings, Inc. reported the first quarter of 2026 results: net income $168 million, or $1.18 per diluted share, EPS $1.18 per diluted share.
  - Period: the first quarter of 2026
  - Net income: $168 million, or $1.18 per diluted share
  - EPS: $1.18 per diluted share
  - Result: reported results
  source text: forth by specific reference in any such filing. --- EX-99.1 (EX-99.1) --- ENACT REPORTS FIRST QUARTER 2026 RESULTS _______________________________________ GAAP Net Income of $168 million, or $1.18 per diluted share Adjusted Operating Income of $172 million, or $1.21 per diluted share Return on Equity of 12.5% and Adjusted Operating Return on Equity of 12.9%
  evidence_url: https://www.sec.gov/Archives/edgar/data/1823529/000182352926000106/0001823529-26-000106-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.