secwatch.observer — SEC 8-K summary
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Issuer:     Enact Holdings, Inc. (ACT)
CIK:        0001823529
Form:       8-K
Filed at:   2026-08-05T20:23:10+00:00
Accession:  0001823529-26-000186
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Enact Q2 2026 net income $175M ($1.25 EPS); raises full-year capital return guidance to $550-600M
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- GAAP net income $175M ($1.25 diluted EPS); adjusted operating income $177M ($1.26 diluted EPS).
- NIW $15B, up 19% QoQ and 15% YoY; primary IIF $274B, up 2% YoY.
- Loss ratio 14% (vs 10% YoY); net premiums earned $245M flat YoY.
- Declared $0.24/share dividend payable Sept 17; repurchased 2.2M shares for $93M in Q2.
- Increased 2026 capital return guidance to $550-600M; PMIERs sufficiency 161% ($1.9B above requirement).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1823529/000182352926000186/0001823529-26-000186-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1823529/000182352926000186/act-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001823529-26-000186

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer