{"schema_version":"secwatch.filing_event.v1","accession":"0001823608-23-000004","form_type":"8-K","ticker":"AMAL","cik":"0001823608","company_name":"Amalgamated Financial Corp.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.821366+00:00","generated_at":"2026-06-20T08:26:17.017627+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Amalgamated Financial reports record Q4 2022 net income of $24.8M; diluted EPS $0.80","bullets":["Full-year 2022 net income $81.5M ($2.61/diluted share) up 54% from $52.9M ($1.68) in 2021.","Core net income (non-GAAP) Q4 $27.2M ($0.87/diluted) vs $24.8M ($0.80) linked quarter.","Net loans grew $231.8M (6.1%) to $4.1B; net interest margin expanded 6bps to 3.56%.","Credit quality improved: classified/criticized assets down 54.3% to $105.6M; nonaccrual loans fell to 0.5%.","Average deposit cost 34bps; non-interest-bearing deposits 51% of total deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001823608-23-000004","json":"https://secwatch.observer/filing/0001823608-23-000004.json","markdown":"https://secwatch.observer/filing/0001823608-23-000004.md","text":"https://secwatch.observer/filing/0001823608-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000004/0001823608-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000004/amal-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:26:17.017627+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8662e59eae21cd911e930bbfe7bccba9e789fbb3","claim":"Amalgamated Financial Corp. reported the year ended December 31, 2022 results: net income $81.5 million, EPS $2.61 per diluted share.","evidence_excerpt":"Net income of $81.5 million, or $2.61 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000004/0001823608-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$81.5 million"},{"label":"EPS","value":"$2.61 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"bec3167cec0f2341db72042f6a3cb57f69ea0971","claim":"Amalgamated Financial Corp. reported the fourth quarter ended December 31, 2022 results: net income $24.8 million, EPS $0.80 per diluted share.","evidence_excerpt":"Net income of $24.8 million, or $0.80 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000004/0001823608-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Net income","value":"$24.8 million"},{"label":"EPS","value":"$0.80 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}