{"schema_version":"secwatch.filing_event.v1","accession":"0001823608-23-000066","form_type":"8-K","ticker":"AMAL","cik":"0001823608","company_name":"Amalgamated Financial Corp.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.897835+00:00","generated_at":"2026-06-16T09:20:21.316020+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Amalgamated Financial Q1 net income $21.3M ($0.69 EPS); deposits up 6.8% to $7.0B, stable base","bullets":["Net income $21.3M ($0.69 diluted EPS), down from $24.8M ($0.80) in Q4 2022; core net income $23.0M ($0.74).","Total deposits rose $446.4M to $7.0B (6.8% linked quarter), but ex-Brokered CDs declined $74.3M (1.1%) to $6.4B.","Net interest income flat at $67.3M; net interest margin expanded 5 bps to 3.59%.","Total available liquidity within two days of $3.4B covers 79% of total uninsured deposits; uninsured deposits were 62% of total.","Tangible common equity ratio 6.43%; regulatory capital remains above 'well capitalized' standards."],"urls":{"canonical":"https://secwatch.observer/filing/0001823608-23-000066","json":"https://secwatch.observer/filing/0001823608-23-000066.json","markdown":"https://secwatch.observer/filing/0001823608-23-000066.md","text":"https://secwatch.observer/filing/0001823608-23-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000066/0001823608-23-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000066/amal-20230427.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T09:20:21.316020+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8de721f9252cd0548cb51ee9eb00c7b9f3eca643","claim":"Amalgamated Financial Corp. reported the first quarter ended March 31, 2023 results: net income $21.3 million, EPS $0.69 per diluted share.","evidence_excerpt":"Amalgamated Financial Corp. (the “Company” or “Amalgamated”) (Nasdaq: AMAL), the holding company for Amalgamated Bank (the “Bank”), today announced financial results for the first quarter ended March 31, 2023. First Quarter 2023 Highlights (on a linked quarter basis) • Net income of $21.3 million, or $0.69 per diluted share, compared to $24.8 million, or $0.80 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823608/000182360823000066/0001823608-23-000066-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2023"},{"label":"Net income","value":"$21.3 million"},{"label":"EPS","value":"$0.69 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}