{"schema_version":"secwatch.filing_event.v1","accession":"0001823608-25-000009","form_type":"8-K","ticker":"AMAL","cik":"0001823608","company_name":"Amalgamated Financial Corp.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.092249+00:00","generated_at":"2026-05-27T15:26:16.782244+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Amalgamated Financial Q4 2024: Net income $24.5M; NIM expands to 3.59%; political deposits fall $992M","bullets":["Net income $24.5M ($0.79 EPS); core net income $28.0M ($0.90 EPS).","Net interest margin up 8 bps to 3.59%; net interest income $73.1M (+1.4% QoQ).","Total deposits down $414M to $7.2B; political deposits fell $992.3M to $969.6M post-election.","Net loans increased $126.4M to $4.6B (2.8% growth); PACE assessments up $17.9M to $1.2B.","CET1 ratio 13.90%; tangible book value $22.60 (+$0.31); $18.7M left in buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0001823608-25-000009","json":"https://secwatch.observer/filing/0001823608-25-000009.json","markdown":"https://secwatch.observer/filing/0001823608-25-000009.md","text":"https://secwatch.observer/filing/0001823608-25-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823608/000182360825000009/0001823608-25-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823608/000182360825000009/amal-20250123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T15:26:16.782244+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}