---
schema_version: "secwatch.filing_event.v1"
accession: "0001823608-26-000212"
form_type: "8-K"
ticker: "AMAL"
cik: "0001823608"
company_name: "Amalgamated Financial Corp."
filed_at: "2026-10-22T10:32:54+00:00"
generated_at: "2026-10-22T10:35:06.067084+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Amalgamated Financial posts record Q3 net income of $36.4M, EPS $1.20; NIM 3.77%

## Summary
- Record net income of $36.4M, or $1.20 per diluted share; core net income $34.6M, or $1.14 per diluted share.
- Record operating revenue $101.7M; net interest income rose 2.2% to record $87.9M; NIM slipped 1 bp to 3.77%.
- On-balance-sheet deposits grew $256.0M, or 3.0%, to $8.7B; political deposits fell $76.5M, or 3.7%, to $2.0B.
- Net commercial loans rose $93.5M, or 2.6%, to $3.7B; PACE assessments grew $53.0M, or 4.0%, to $1.4B.
- Tangible book value per share $27.54; CET1 14.40%; core ROTCE 16.57%; repurchased ~137,000 shares; dividend $0.17/share.

## SEC filing metadata
- accession: 0001823608-26-000212
- form_type: 8-K
- ticker: AMAL
- cik: 0001823608
- company_name: Amalgamated Financial Corp.
- filed_at: 2026-10-22T10:32:54+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1823608/000182360826000212/0001823608-26-000212-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1823608/000182360826000212/amal-20261022.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001823608-26-000212
- JSON: https://secwatch.observer/filing/0001823608-26-000212.json
- Plain text: https://secwatch.observer/filing/0001823608-26-000212.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.