{"schema_version":"secwatch.filing_event.v1","accession":"0001825088-23-000044","form_type":"8-K","ticker":"DFH","cik":"0001825088","company_name":"Dream Finders Homes, Inc.","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.507525+00:00","generated_at":"2026-06-13T03:19:28.793926+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Dream Finders Homes expands revolving credit facility to $1.24B, extends maturity to July 2026","bullets":["Total revolver commitments increased from $1.075B to $1.240B; accordion feature allows up to $1.625B.","Maturity extended to July 17, 2026 for $1.085B of total commitments; non-extending lenders can opt in.","Minimum tangible net worth covenant raised from $385M to $607M.","Interest rate margins based on debt-to-capitalization ratio: Base Rate 1.50%-2.30%, SOFR 2.50%-3.30%."],"urls":{"canonical":"https://secwatch.observer/filing/0001825088-23-000044","json":"https://secwatch.observer/filing/0001825088-23-000044.json","markdown":"https://secwatch.observer/filing/0001825088-23-000044.md","text":"https://secwatch.observer/filing/0001825088-23-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1825088/000182508823000044/0001825088-23-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1825088/000182508823000044/dream-20230719.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:19:28.793926+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a54cd426af990ffba579f7e6018c0b6fdb1b3c01","claim":"Dream Finders Homes, Inc. amended revolving credit of $1.240 billion with Bank of America, N.A. at Base Rate plus credit spreads of 1.50% to 2.30% or Term SOFR Rate plus credit sp maturing July 17, 2026.","evidence_excerpt":"as administrative agent. The Amendments, among other things, (i) provide for an increase in the aggregate commitments under the revolving credit facility from $1.075 billion to $1.240 billion, subject to a borrowing base; (ii) extend the maturity date from June 2, 2025 to July 17, 2026 for certain new and existing lenders comprising $1.085 billion of the $1.240","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1825088/000182508823000044/0001825088-23-000044-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Principal","value":"$1.240 billion"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Rate","value":"Base Rate plus credit spreads of 1.50% to 2.30% or Term SOFR Rate plus credit sp"},{"label":"Maturity","value":"July 17, 2026"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"4be19f617e76a051612caa635d4c1ead1dacfd48","claim":"Dream Finders Homes, Inc. amended Second Amendment and a Third Amendment with Bank of America, N.A. valued at $1.240 billion (effective 2023-07-19).","evidence_excerpt":"On July 19, 2023, Dream Finders Homes, Inc., a Delaware corporation (the “Company”), entered into a Second Amendment and a Third Amendment (collectively, the “Amendments”) to its Amended and Restated Credit Agreement dated as of June 2, 2022 (as amended, the “Credit Agreement”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1825088/000182508823000044/0001825088-23-000044-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Value","value":"$1.240 billion"},{"label":"Effective","value":"2023-07-19"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}