---
schema_version: "secwatch.filing_event.v1"
accession: "0001825088-23-000063"
form_type: "8-K"
ticker: "DFH"
cik: "0001825088"
company_name: "Dream Finders Homes, Inc."
filed_at: "2023-08-22T23:59:59+00:00"
generated_at: "2026-06-11T05:42:58.123132+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Dream Finders Homes issues $300M 8.250% Senior Notes due 2028

## Summary
- $300 million aggregate principal amount; interest 8.250% per annum semiannually.
- Notes mature August 15, 2028; first interest payment Feb 15, 2024.
- Guaranteed on senior unsecured joint and several basis by certain subsidiaries.
- Company may redeem up to 40% before Aug 2025 with equity offering proceeds at 108.250%.
- Covenants restrict debt, dividends, asset sales, and affiliate transactions; terminate if investment-grade.

## SEC filing metadata
- accession: 0001825088-23-000063
- form_type: 8-K
- ticker: DFH
- cik: 0001825088
- company_name: Dream Finders Homes, Inc.
- filed_at: 2023-08-22T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1825088/000182508823000063/0001825088-23-000063-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1825088/000182508823000063/dream-20230822.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001825088-23-000063
- JSON: https://secwatch.observer/filing/0001825088-23-000063.json
- Plain text: https://secwatch.observer/filing/0001825088-23-000063.txt

## Key facts
- Debt Financings
  Dream Finders Homes, Inc. incurred senior notes of $300 million with U.S. Bank Trust Company, National Association at 8.250% maturing August 15, 2028.
  - Instrument: senior notes
  - Principal: $300 million
  - Counterparty: U.S. Bank Trust Company, National Association
  - Rate: 8.250%
  - Maturity: August 15, 2028
  - Event: incurrence
  source text: On August 22, 2023, Dream Finders Homes, Inc. (the “Company”) and certain of its subsidiaries (the “Guarantors”) entered into an Indenture (the “Indenture”) among the Company, the Guarantors and U.S. Bank Trust Company, National Association, as trustee, governing the terms of the Company’s $300 million aggregate principal amount of 8.250% Senior Notes due 2028
  evidence_url: https://www.sec.gov/Archives/edgar/data/1825088/000182508823000063/0001825088-23-000063-index.htm
- Material Agreements
  Dream Finders Homes, Inc. entered into Indenture with U.S. Bank Trust Company, National Association, as trustee valued at $300 million aggregate principal amount of 8.250% Senior Notes due 2028 (effective 2023-08-22).
  - Action: entry
  - Agreement: notes offering
  - Counterparty: U.S. Bank Trust Company, National Association, as trustee
  - Value: $300 million aggregate principal amount of 8.250% Senior Notes due 2028
  - Effective: 2023-08-22
  source text: On August 22, 2023, Dream Finders Homes, Inc. (the “Company”) and certain of its subsidiaries (the “Guarantors”) entered into an Indenture (the “Indenture”) among the Company, the Guarantors and U.S. Bank Trust Company, National Association, as trustee, governing the terms of the Company’s $300 million aggregate principal amount of 8.250% Senior Notes due 2028 ( the “Notes”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1825088/000182508823000063/0001825088-23-000063-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.