{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-22-000054","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2022-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.443492+00:00","generated_at":"2026-06-21T23:42:21.371688+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hippo Q3 Adj. EBITDA loss $54.8M beats guidance; revenue +44% YoY; reaffirms 2022 outlook","bullets":["GAAP net loss $129.2M ($5.66 EPS) including $53.5M goodwill impairment; Adj. EBITDA loss $54.8M vs prior $48.4M.","Revenue $30.7M (+44% YoY); TGP $219M (+36% YoY); customer base 332,000.","Gross Loss Ratio 58% ex-Hurricane Ian (110% overall); full-year guidance ≤90% reaffirmed.","Hurricane Ian net loss only $4.7M consolidated; $0.9M from Hippo homeowners program.","Unrestricted cash/investments $677M; Q4 Adj. EBITDA loss expected below $50M; path to positive EBITDA by late 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-22-000054","json":"https://secwatch.observer/filing/0001828105-22-000054.json","markdown":"https://secwatch.observer/filing/0001828105-22-000054.md","text":"https://secwatch.observer/filing/0001828105-22-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810522000054/0001828105-22-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810522000054/hippo-20221110.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T23:42:21.371688+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9842b6839991324ed5696d8bdc471ab767dc42d5","claim":"Hippo Holdings Inc. reported quarter ended September 30, 2022 results: revenue $31M, net income $129.2m. Guidance reaffirmed.","evidence_excerpt":"and non-Hippo premium placed by our internal Agency, Producer agents, and other partners. Gross Loss Ratio -70pp YoY 58% Q3 ‘22Q3 ‘21Q3 ‘20 128% 155% ex Ian Revenue +44% YoY 0 $31M Q3 ‘22Q3 ‘21Q3 ‘20 $21M $13M Premium Retention1 -1pp From prior year 90% Q3 ‘22Q3 ‘21 91% Total Generated Premium in-Force $739M Q3 ‘22Q3 ‘21Q3 ‘20 $553M $375M +34% YoY Letter","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828105/000182810522000054/0001828105-22-000054-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2022"},{"label":"Revenue","value":"$31M"},{"label":"Net income","value":"$129.2m"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}