---
schema_version: "secwatch.filing_event.v1"
accession: "0001828105-23-000002"
form_type: "8-K"
ticker: "HIPO"
cik: "0001828105"
company_name: "Hippo Holdings Inc."
filed_at: "2023-01-18T23:59:59+00:00"
generated_at: "2026-06-20T14:09:54.489375+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Hippo places 2023 reinsurance on improved terms; retains ~40% of premium

## Summary
- Retains approximately 40% of premium and losses through insurance subs and captive.
- Increased per-occurrence XOL limit by 32%; protected beyond 1-in-250 year event.
- Reduced loss participation features; overall catastrophic exposure similar to prior year.
- Panel of six third-party reinsurers, all rated A- or better or collateralized.
- CEO says terms better than prior year despite one of the most difficult reinsurance markets in 20 years.

## SEC filing metadata
- accession: 0001828105-23-000002
- form_type: 8-K
- ticker: HIPO
- cik: 0001828105
- company_name: Hippo Holdings Inc.
- filed_at: 2023-01-18T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828105/000182810523000002/0001828105-23-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828105/000182810523000002/hippo-20230118.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001828105-23-000002
- JSON: https://secwatch.observer/filing/0001828105-23-000002.json
- Plain text: https://secwatch.observer/filing/0001828105-23-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.