{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-23-000010","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2023-03-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.864507+00:00","generated_at":"2026-06-18T15:54:27.019505+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hippo Q4 net loss $63.1M, adj EBITDA -$47.3M; guides 2023 TGP near $1B, adj EBITDA -$147M","bullets":["GAAP net loss $63.1M ($2.74/share) vs $60.7M loss in Q4 2021; adjusted EBITDA -$47.3M, improved from -$54.8M in Q3.","Total Generated Premium (TGP) $234M, +44% YoY; full-year 2022 TGP $811M, in line with original guidance.","Gross loss ratio 42%, best since IPO, down 47pp YoY; full-year GLR improved 62pp to 76% from 138% in 2021.","Revenue $35.8M, +11% YoY; 2023 revenue guided >40% growth; cash & investments $640M at year-end.","2023 guidance: TGP near $1B, adjusted EBITDA -$147M, positive adj EBITDA by late 2024; Spinnaker surplus $164.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-23-000010","json":"https://secwatch.observer/filing/0001828105-23-000010.json","markdown":"https://secwatch.observer/filing/0001828105-23-000010.md","text":"https://secwatch.observer/filing/0001828105-23-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000010/0001828105-23-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000010/hippo-20230302.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T15:54:27.019505+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}