{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-23-000038","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2023-05-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:40.937111+00:00","generated_at":"2026-06-15T09:49:48.404808+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Hippo Q1 TGP +59% YoY to $245M, core loss ratio improves, raises 2023 guidance","bullets":["Total Generated Premium $245M (+59% YoY); revenue $39.8M (+62% YoY); in-force TGP $902M (+42% YoY).","GAAP net loss $69.8M ($3.01/share); adjusted EBITDA loss $52.1M, including $7.5M excess weather impact.","HHIP core gross loss ratio improved to 60% from 78% a year ago; core consolidated ratio 51%.","Operating expenses flat YoY; cash & investments $620M; $50M share buyback launched; repurchased 15,472 shares in Q1.","Raises FY23 TGP guidance to exceed $1B, revenue growth >45% YoY; reaffirms adjusted EBITDA loss of $147M."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-23-000038","json":"https://secwatch.observer/filing/0001828105-23-000038.json","markdown":"https://secwatch.observer/filing/0001828105-23-000038.md","text":"https://secwatch.observer/filing/0001828105-23-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000038/0001828105-23-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000038/hippo-20230509.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T09:49:48.404808+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c3b544dcad213a0535467ac8e2fd2bb3b0c27b31","claim":"Hippo Holdings Inc. reported Q1 2023 results: revenue $40M, net income -$69.8 million. Guidance raised.","evidence_excerpt":"Core Gross Loss Ratio1 Revenue +62% YoY Premium Retention2 +3pp 89% Q1 ‘22 Q1 ‘23 92% $123M $154M Q1 ‘22Q1 ‘21 Q1 ‘23 $245M 78% 60% Q1 ‘22 Q1 ‘23 $17M $24M Q1 ‘22Q1 ‘21 Q1 ‘23 $40M -18% YoY YoY (2) Consumer Blended Premiums Letter to Shareholders | Q1 2023 3 Q1’23: EARLY EXECUTION SUCCESS Dear Shareholders, 2023 is off to an excellent start for Hippo.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000038/0001828105-23-000038-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Q1 2023"},{"label":"Revenue","value":"$40M"},{"label":"Net income","value":"-$69.8 million"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}