{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-23-000069","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2023-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.529417+00:00","generated_at":"2026-06-12T02:42:20.569661+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hippo Q2: core GLR improves to 63% but cat losses of $51M drive net loss $108M","bullets":["GAAP net loss $108M ($4.61/share); adj EBITDA loss $88M, vs $74M and $56M year-ago.","Core HHIP gross loss ratio improved to 63% from 75% YoY, but PCS cat losses of $110M gross/$51M net weighed on results.","FY2023 adj EBITDA guidance cut to $(208-218)M loss from $(147)M, citing cat losses; still targeting positive adj EBITDA by end of 2024.","TGP grew 56% YoY to $318M; revenue up 66% to $48M; operating expenses as % of revenue improved to 159% from 248%."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-23-000069","json":"https://secwatch.observer/filing/0001828105-23-000069.json","markdown":"https://secwatch.observer/filing/0001828105-23-000069.md","text":"https://secwatch.observer/filing/0001828105-23-000069.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000069/0001828105-23-000069-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000069/hippo-20230808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T02:42:20.569661+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}