{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-23-000081","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2023-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.803371+00:00","generated_at":"2026-06-09T00:54:35.137584+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hippo Q3 GAAP net loss $53M, adj EBITDA loss $38M; expects positive adj EBITDA before year-end 2024","bullets":["GAAP net loss attributable to Hippo $53M; adjusted EBITDA loss $38M, Hippo's best quarter as public company.","Revenue $58M (+88% YoY); Total Generated Premium $304M (+38% YoY).","HHIP core gross loss ratio improved to 69% from 82% a year ago; consolidated GLR 59%.","Guides FY2023 adj EBITDA loss $207-$212M (narrowed from $208-$218M); expects breakeven before year-end 2024.","Announced $50-$70M cost reduction including up to 120 employee layoffs; cash and investments $558M."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-23-000081","json":"https://secwatch.observer/filing/0001828105-23-000081.json","markdown":"https://secwatch.observer/filing/0001828105-23-000081.md","text":"https://secwatch.observer/filing/0001828105-23-000081.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000081/0001828105-23-000081-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000081/hippo-20231102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T00:54:35.137584+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"33774375ce66c710d109697808e1f685e44e8be2","claim":"Hippo Holdings Inc. reported the quarter ended September 30, 2023 results: revenue $58M. Guidance reaffirmed.","evidence_excerpt":"losses Revenue +88% YoY Premium Retention2 +2pp 90% Q3 ‘22 Q3 ‘23 92% Total Generated Premium +38% YoY $162M $220M Q3 ‘22Q3 ‘21 Q3 ‘23 $304M $21M $31M Q3 ‘22Q3 ‘21 Q3 ‘23 $58M HHIP Core Gross Loss Ratio1 82% 69% Q3 ‘22 Q3 ‘23 -13pp YoY YoY (2) Hippo Consumer Blended Premiums Letter to Shareholders | Q3 2023 3 Q3’23: POSITIONED FOR PROFITABILITY Dear","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828105/000182810523000081/0001828105-23-000081-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Revenue","value":"$58M"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}