{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-25-000010","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2025-03-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.119875+00:00","generated_at":"2026-05-25T07:17:39.933119+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hippo Q4 adjusted EBITDA positive $8.5M; raises 2025 revenue guidance to $465M","bullets":["Q4 revenue $102M (+58% YoY); FY2024 revenue $372M (+77% YoY).","Q4 net income $44M vs loss $42M in Q4'23; gain on First Connect sale contributed $46M.","Q4 adjusted EBITDA $8.5M vs loss $22M in Q4'23; HHIP gross loss ratio improved 3pp to 50%.","Raises 2025 revenue guidance to $465M (from $420-450M); targets positive net income by Q4 2025.","Preliminary estimate of $42M pre-tax catastrophe loss from LA wildfires in Jan 2025, net of reinsurance."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-25-000010","json":"https://secwatch.observer/filing/0001828105-25-000010.json","markdown":"https://secwatch.observer/filing/0001828105-25-000010.md","text":"https://secwatch.observer/filing/0001828105-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000010/0001828105-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000010/hippo-20250306.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T07:17:39.933119+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}