---
schema_version: "secwatch.filing_event.v1"
accession: "0001828105-25-000010"
form_type: "8-K"
ticker: "HIPO"
cik: "0001828105"
company_name: "Hippo Holdings Inc."
filed_at: "2025-03-06T23:59:59+00:00"
generated_at: "2026-05-25T07:17:39.933119+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hippo Q4 adjusted EBITDA positive $8.5M; raises 2025 revenue guidance to $465M

## Summary
- Q4 revenue $102M (+58% YoY); FY2024 revenue $372M (+77% YoY).
- Q4 net income $44M vs loss $42M in Q4'23; gain on First Connect sale contributed $46M.
- Q4 adjusted EBITDA $8.5M vs loss $22M in Q4'23; HHIP gross loss ratio improved 3pp to 50%.
- Raises 2025 revenue guidance to $465M (from $420-450M); targets positive net income by Q4 2025.
- Preliminary estimate of $42M pre-tax catastrophe loss from LA wildfires in Jan 2025, net of reinsurance.

## SEC filing metadata
- accession: 0001828105-25-000010
- form_type: 8-K
- ticker: HIPO
- cik: 0001828105
- company_name: Hippo Holdings Inc.
- filed_at: 2025-03-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000010/0001828105-25-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000010/hippo-20250306.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001828105-25-000010
- JSON: https://secwatch.observer/filing/0001828105-25-000010.json
- Plain text: https://secwatch.observer/filing/0001828105-25-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.