{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-25-000035","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.976935+00:00","generated_at":"2026-05-22T08:51:19.225527+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hippo Q1 revenue +30% to $110M; net loss $48M from $45M LA wildfire costs, guidance reaffirms net profit by Q4'25","bullets":["Q1 revenue $110M (+30% YoY); net loss $48M vs $36M loss in Q1'24, with $45M LA wildfire impact.","HHIP gross loss ratio 121% (+41pp YoY); non-PCS loss ratio improved 6pp to 53%.","IaaS revenue $39M (+91% YoY); fixed expenses down $7M to 30% of revenue (vs 48% in Q1'24).","Cash and investments $528M; signed $50M surplus note pending IL DOI approval, expected Q2'25.","Guidance: net profit by Q4 2025; annual revenue run-rate >$500M by year end."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-25-000035","json":"https://secwatch.observer/filing/0001828105-25-000035.json","markdown":"https://secwatch.observer/filing/0001828105-25-000035.md","text":"https://secwatch.observer/filing/0001828105-25-000035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000035/0001828105-25-000035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000035/hippo-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T08:51:19.225527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}