{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-25-000054","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2025-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.176091+00:00","generated_at":"2026-05-17T19:53:04.185989+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Hippo posts Q2 net income of $1M; raises FY25 guidance on improved loss ratio","bullets":["Gross written premium $299M (+16% YoY); revenue $117M (+31% YoY).","Consolidated net loss ratio 47% (46pp YoY improvement); adj. net income $17M vs loss $20M.","Closed sale of homebuilder assets to Baldwin Group for $100M; expects ~$90M gain in Q3.","FY25 guidance raised: net income $35-39M positive (from $65-69M loss); adj. net income $(4)M-breakeven.","Cash/investments $604M (+$76M QoQ); repurchased 514k shares from Lennar for $14.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-25-000054","json":"https://secwatch.observer/filing/0001828105-25-000054.json","markdown":"https://secwatch.observer/filing/0001828105-25-000054.md","text":"https://secwatch.observer/filing/0001828105-25-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000054/0001828105-25-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000054/hippo-20250806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T19:53:04.185989+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}