---
schema_version: "secwatch.filing_event.v1"
accession: "0001828105-25-000054"
form_type: "8-K"
ticker: "HIPO"
cik: "0001828105"
company_name: "Hippo Holdings Inc."
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T19:53:04.185989+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Hippo posts Q2 net income of $1M; raises FY25 guidance on improved loss ratio

## Summary
- Gross written premium $299M (+16% YoY); revenue $117M (+31% YoY).
- Consolidated net loss ratio 47% (46pp YoY improvement); adj. net income $17M vs loss $20M.
- Closed sale of homebuilder assets to Baldwin Group for $100M; expects ~$90M gain in Q3.
- FY25 guidance raised: net income $35-39M positive (from $65-69M loss); adj. net income $(4)M-breakeven.
- Cash/investments $604M (+$76M QoQ); repurchased 514k shares from Lennar for $14.5M.

## SEC filing metadata
- accession: 0001828105-25-000054
- form_type: 8-K
- ticker: HIPO
- cik: 0001828105
- company_name: Hippo Holdings Inc.
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000054/0001828105-25-000054-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000054/hippo-20250806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001828105-25-000054
- JSON: https://secwatch.observer/filing/0001828105-25-000054.json
- Plain text: https://secwatch.observer/filing/0001828105-25-000054.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.