{"schema_version":"secwatch.filing_event.v1","accession":"0001828105-25-000066","form_type":"8-K","ticker":"HIPO","cik":"0001828105","company_name":"Hippo Holdings Inc.","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.654896+00:00","generated_at":"2026-05-17T00:23:41.950856+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Hippo Q3 net income $98M vs loss $9M YoY; GWP up 33% to $311M","bullets":["Diluted EPS $3.77 (GAAP); adjusted EPS $0.70; revenue $121M (+26% YoY).","Gross written premium $311M (+33% YoY); net written premium $118M (+30% YoY).","Net loss ratio improved to 48% from 73% YoY; combined ratio improved to 100% from 128%.","Includes $91M gain on sale of homebuilder distribution network, net of tech write-off.","Book value per share $16.64, up 14% from year-end 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001828105-25-000066","json":"https://secwatch.observer/filing/0001828105-25-000066.json","markdown":"https://secwatch.observer/filing/0001828105-25-000066.md","text":"https://secwatch.observer/filing/0001828105-25-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000066/0001828105-25-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828105/000182810525000066/hippo-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:23:41.950856+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}