---
schema_version: "secwatch.filing_event.v1"
accession: "0001828105-25-000066"
form_type: "8-K"
ticker: "HIPO"
cik: "0001828105"
company_name: "Hippo Holdings Inc."
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:23:41.950856+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Hippo Q3 net income $98M vs loss $9M YoY; GWP up 33% to $311M

## Summary
- Diluted EPS $3.77 (GAAP); adjusted EPS $0.70; revenue $121M (+26% YoY).
- Gross written premium $311M (+33% YoY); net written premium $118M (+30% YoY).
- Net loss ratio improved to 48% from 73% YoY; combined ratio improved to 100% from 128%.
- Includes $91M gain on sale of homebuilder distribution network, net of tech write-off.
- Book value per share $16.64, up 14% from year-end 2024.

## SEC filing metadata
- accession: 0001828105-25-000066
- form_type: 8-K
- ticker: HIPO
- cik: 0001828105
- company_name: Hippo Holdings Inc.
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000066/0001828105-25-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1828105/000182810525000066/hippo-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001828105-25-000066
- JSON: https://secwatch.observer/filing/0001828105-25-000066.json
- Plain text: https://secwatch.observer/filing/0001828105-25-000066.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.