{"schema_version":"secwatch.filing_event.v1","accession":"0001828937-24-000003","form_type":"8-K","ticker":"FOA","cik":"0001828937","company_name":"Finance of America Companies Inc.","filed_at":"2024-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.791024+00:00","generated_at":"2026-06-06T10:03:29.449935+00:00","sec_items":["8.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Finance of America amends promissory notes: ups commitments to $85M, extends maturity to May 2025","bullets":["Aggregate commitments increased from $60M to $85M; maturity extended from Nov 2024 to May 2025.","Interest rate remains 10% (15% from May 15, 2024).","New guarantee and security agreement adds Guarantors (FoA Funding, FoA Reverse, FoA Mortgage) and pledges additional collateral.","Mandatory prepayment triggers include asset sales, equity issuances, and certain securitization proceeds with prepayment percentages up to 100%.","Restrictive covenants limit indebtedness, restricted payments, asset sales, and liens; customary events of default."],"urls":{"canonical":"https://secwatch.observer/filing/0001828937-24-000003","json":"https://secwatch.observer/filing/0001828937-24-000003.json","markdown":"https://secwatch.observer/filing/0001828937-24-000003.md","text":"https://secwatch.observer/filing/0001828937-24-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828937/000182893724000003/0001828937-24-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828937/000182893724000003/foa-20240130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T10:03:29.449935+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}