---
schema_version: "secwatch.filing_event.v1"
accession: "0001829126-24-000897"
form_type: "8-K"
ticker: "VIVK"
cik: "0001450704"
company_name: "Vivakor, Inc."
filed_at: "2024-02-12T23:59:59+00:00"
generated_at: "2026-06-06T04:13:48.414263+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Vivakor secures $3M secured term loan at 22% interest from Cedarview

## Summary
- Term loan of $3,000,000 from Cedarview Opportunities Master Fund LP, due May 5, 2025.
- Interest-only payments of $165,000 prepaid for first 3 months; then $250,000 monthly principal plus interest.
- Loan secured by substantially all assets of Vivakor and its subsidiaries; subsidiaries guarantee the debt.
- Issued 300,000 unregistered shares of common stock to lender as additional consideration.
- 3,000,000 shares reserved as collateral securities if loan not repaid at maturity.

## SEC filing metadata
- accession: 0001829126-24-000897
- form_type: 8-K
- ticker: VIVK
- cik: 0001450704
- company_name: Vivakor, Inc.
- filed_at: 2024-02-12T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1450704/000182912624000897/0001829126-24-000897-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1450704/000182912624000897/vivakor_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829126-24-000897
- JSON: https://secwatch.observer/filing/0001829126-24-000897.json
- Plain text: https://secwatch.observer/filing/0001829126-24-000897.txt

## Key facts
- Debt Financings
  Vivakor, Inc. incurred term loan of $3,000,000 with Cedarview Opportunities Master Fund LP at 22% per annum maturing May 5, 2025.
  - Instrument: term loan
  - Principal: $3,000,000
  - Counterparty: Cedarview Opportunities Master Fund LP
  - Rate: 22% per annum
  - Maturity: May 5, 2025
  - Event: incurrence
  source text: the Company issued a secured promissory note (the “ Note ”) in the principal amount of $3,000,000, and the Lenders agreed to provide a $3,000,000 term loan to the Company (the “ Term Loan ”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1450704/000182912624000897/0001829126-24-000897-index.htm
- Material Agreements
  Vivakor, Inc. entered into Loan and Security Agreement and Secured Promissory Note with Cedarview Opportunities Master Fund LP valued at principal amount of $3,000,000, interest rate per annum of 22% (effective 2024-02-06).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Cedarview Opportunities Master Fund LP
  - Value: principal amount of $3,000,000, interest rate per annum of 22%
  - Effective: 2024-02-06
  source text: On February 5, 2024, Vivakor, Inc. (the “ Company ”), as the borrower; Vivaventures Management Company, Inc., Vivaventures Oil Sands, Inc., Silver Fuels Delhi, LLC, White Claw Colorado City, LLC, Vivaventures Remediation Corporation and Vivaventures Energy Group, Inc., which are the Company’s subsidiaries, as guarantors (collectively, the “ Guarantors ” or “ Subsidiaries ”); Cedarview Opportunities Master Fund LP, as the lender (the “ Lender ”); and Cedarview Capital Management, LLC, as the agent (the “ Agent ”), entered into a Loan and Security Agreement (the “ Loan and Security Agreement ”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1450704/000182912624000897/0001829126-24-000897-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.