---
schema_version: "secwatch.filing_event.v1"
accession: "0001829126-25-002672"
form_type: "8-K"
ticker: "VIVK"
cik: "0001450704"
company_name: "Vivakor, Inc."
filed_at: "2025-04-15T23:59:59+00:00"
generated_at: "2026-05-23T14:27:48.326679+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Vivakor restructures Cedarview loan; owes $3.77M, issues 300k shares and % of future proceeds

## Summary
- Side letter amends Oct 2024 loan; balance $3,768,678.08 as of March 1, 2025.
- Payment schedule: $589,890.37 on April 9, two $150k payments, then four $645,684.69 payments.
- Cedarview gets 30% of future ELOC drawdowns and asset sale proceeds as loan payments.
- Issued 300,000 restricted shares to Cedarview; also issued 350,000 shares to Justin Ellis on note conversion.
- Issued 107,789 Series A Preferred shares to Endeavor sellers (including 84,931 to CEO-affiliate Jorgan).

## SEC filing metadata
- accession: 0001829126-25-002672
- form_type: 8-K
- ticker: VIVK
- cik: 0001450704
- company_name: Vivakor, Inc.
- filed_at: 2025-04-15T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1450704/000182912625002672/0001829126-25-002672-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1450704/000182912625002672/vivakor_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829126-25-002672
- JSON: https://secwatch.observer/filing/0001829126-25-002672.json
- Plain text: https://secwatch.observer/filing/0001829126-25-002672.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
