---
schema_version: "secwatch.filing_event.v1"
accession: "0001829126-25-005237"
form_type: "8-K"
ticker: "VIVK"
cik: "0001450704"
company_name: "Vivakor, Inc."
filed_at: "2025-07-21T23:59:59+00:00"
generated_at: "2026-05-18T05:00:39.365945+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Vivakor restructures debt with J.J. Astor, receives additional $4.4M convertible loan

## Summary
- Forbearance on $6.15M note; principal increased to $6.77M (110%); fees and past due interest $906k due Jan 7, 2026.
- Additional loan of $4.4M netting ~$971k; new $5.94M convertible note with 40 weekly installments of $148,500 each.
- Conversion price set at 80% of market conversion price; if below Nasdaq minimum, extra make-whole shares issued.
- Lender receives 150,000 commitment shares; 15M shares reserved for conversion under Additional Note.
- Forbearance ends Oct 5, 2025; failure to pay past due amounts by then allows immediate acceleration.

## SEC filing metadata
- accession: 0001829126-25-005237
- form_type: 8-K
- ticker: VIVK
- cik: 0001450704
- company_name: Vivakor, Inc.
- filed_at: 2025-07-21T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1450704/000182912625005237/0001829126-25-005237-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1450704/000182912625005237/vivakor_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829126-25-005237
- JSON: https://secwatch.observer/filing/0001829126-25-005237.json
- Plain text: https://secwatch.observer/filing/0001829126-25-005237.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.