---
schema_version: "secwatch.filing_event.v1"
accession: "0001829126-25-008103"
form_type: "8-K"
ticker: "VIVK"
cik: "0001450704"
company_name: "Vivakor, Inc."
filed_at: "2025-10-14T23:59:59+00:00"
generated_at: "2026-05-17T03:52:27.454438+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Vivakor defaults on notes, enters forbearance, gets $1.15M new loan; all debt due Nov 30, 2025

## Summary
- Default on Initial Note ($2.26M) and Second Note ($5.69M) as of Aug 25, 2025; Lender forbears until Nov 30, 2025.
- Issued Third Junior Secured Convertible Note for $1.62M principal, receiving $1.152M in proceeds; 42 weekly installments of $38,572.
- Issued 286,000 commitment shares to Lender for $286 as partial consideration.
- Default interest rate of 19% continues; all principal and accrued interest due on or before Nov 30, 2025.
- Standstill through Nov 30; failure to pay in full allows Lender to accelerate all obligations.

## SEC filing metadata
- accession: 0001829126-25-008103
- form_type: 8-K
- ticker: VIVK
- cik: 0001450704
- company_name: Vivakor, Inc.
- filed_at: 2025-10-14T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 3.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1450704/000182912625008103/0001829126-25-008103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1450704/000182912625008103/vivakor_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829126-25-008103
- JSON: https://secwatch.observer/filing/0001829126-25-008103.json
- Plain text: https://secwatch.observer/filing/0001829126-25-008103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.