---
schema_version: "secwatch.filing_event.v1"
accession: "0001829126-26-001969"
form_type: "8-K"
ticker: "SUNS"
cik: "0002012706"
company_name: "Sunrise Realty Trust, Inc."
filed_at: "2026-03-05T23:59:59+00:00"
generated_at: "2026-05-15T20:00:59.126295+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Sunrise Realty Trust expands credit facility to $165M, adds Customers Bank as lender

## Summary
- Amendment to Loan and Security Agreement increases revolver by $25M to $165M total.
- Customers Bank commits $25M to the facility; capacity expandable to $200M.
- Lender consent now requires approval from East West Bank and Everbank, N.A.
- Proceeds to finance originations, fund future draws, and support portfolio growth.
- Executive Chairman notes expanded bank relationships strengthen liquidity profile.

## SEC filing metadata
- accession: 0001829126-26-001969
- form_type: 8-K
- ticker: SUNS
- cik: 0002012706
- company_name: Sunrise Realty Trust, Inc.
- filed_at: 2026-03-05T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2012706/000182912626001969/0001829126-26-001969-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2012706/000182912626001969/sunriserealty_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829126-26-001969
- JSON: https://secwatch.observer/filing/0001829126-26-001969.json
- Plain text: https://secwatch.observer/filing/0001829126-26-001969.txt

## Key facts
- Material Agreements
  Sunrise Realty Trust, Inc. amended Amendment with East West Bank, City National Bank of Florida, and Everbank, N.A. valued at increases the maximum revolver amount by an additional $25 million, for a total of $165 million (effective 2026-02-27).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: East West Bank, City National Bank of Florida, and Everbank, N.A.
  - Value: increases the maximum revolver amount by an additional $25 million, for a total of $165 million
  - Effective: 2026-02-27
  source text: On February 27, 2026, Sunrise Realty Trust, Inc., a Maryland corporation (the “Company”), entered into an amendment (the “Amendment”) to that certain Loan and Security Agreement, dated as of November 6, 2024 (the “Agreement”), as amended, by and among the Company and Sunrise Realty Trust Holdings I LLC, as co-borrowers, the lenders party thereto, East West Bank (“EWB”), in its capacity as administrative agent for each member of the lenders party and the bank product, EWB, City National Bank of Florida and Everbank, N.A., as joint lead arrangers, EWB as sole bookrunner, co-syndication agent and co-documentation agent thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/2012706/000182912626001969/0001829126-26-001969-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.