---
schema_version: "secwatch.filing_event.v1"
accession: "0001829576-25-000010"
form_type: "8-K/A"
ticker: "CARE"
cik: "0001829576"
company_name: "Carter Bankshares, Inc."
filed_at: "2025-02-03T23:59:59+00:00"
generated_at: "2026-05-27T04:05:32.065969+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Carter Bankshares expands NC branch deal to acquire both Mooresville and Winston-Salem facilities

## Summary
- Amendment adds acquisition of First Reliance Bank's Mooresville, NC branch facility to original agreement.
- Deal now includes deposit liabilities, cash, personal property, and fixed assets for both branches.
- Transaction expected to close in first half of 2025, subject to regulatory approvals.
- Original agreement filed Dec 10, 2024; Amendment executed Feb 3, 2025.

## SEC filing metadata
- accession: 0001829576-25-000010
- form_type: 8-K/A
- ticker: CARE
- cik: 0001829576
- company_name: Carter Bankshares, Inc.
- filed_at: 2025-02-03T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1829576/000182957625000010/0001829576-25-000010-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1829576/000182957625000010/care-20241210.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829576-25-000010
- JSON: https://secwatch.observer/filing/0001829576-25-000010.json
- Plain text: https://secwatch.observer/filing/0001829576-25-000010.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.