{"schema_version":"secwatch.filing_event.v1","accession":"0001829576-25-000044","form_type":"8-K","ticker":"CARE","cik":"0001829576","company_name":"Carter Bankshares, Inc.","filed_at":"2025-05-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.995514+00:00","generated_at":"2026-05-20T11:20:21.724335+00:00","sec_items":["8.01","9.01","7.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Carter Bank completes $55.9M deposit purchase of two First Reliance Bank branches in NC","bullets":["Acquired $55.9M in deposits from branches in Mooresville and Winston-Salem, NC; no loans acquired.","Entered Winston-Salem market for the first time; second Mooresville location expands Charlotte-area presence.","10 new associates joined Carter Bank; branches opened May 27 after weekend conversion.","Paid 4.6% deposit premium on average closing balance of transaction and savings accounts.","CEO Litz Van Dyke cited expansion opportunity and smooth transition for customers and team."],"urls":{"canonical":"https://secwatch.observer/filing/0001829576-25-000044","json":"https://secwatch.observer/filing/0001829576-25-000044.json","markdown":"https://secwatch.observer/filing/0001829576-25-000044.md","text":"https://secwatch.observer/filing/0001829576-25-000044.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1829576/000182957625000044/0001829576-25-000044-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1829576/000182957625000044/care-20250527.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T11:20:21.724335+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}