---
schema_version: "secwatch.filing_event.v1"
accession: "0001829576-26-000056"
form_type: "8-K"
ticker: "CARE"
cik: "0001829576"
company_name: "Carter Bankshares, Inc."
filed_at: "2026-05-29T21:19:29+00:00"
generated_at: "2026-05-29T21:22:50.272636+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Carter Bankshares completes $139.4M securities repositioning; expects $12.5M pre-tax loss in Q2 2026

## Summary
- Sold $139.4M of securities (weighted avg yield 2.28%) and bought $88.5M of AAA/AA-rated securities (5.27% yield).
- Portfolio repositioning covers ~18.7% of securities portfolio; pre-tax loss of ~$12.5M expected in Q2 2026.
- Estimated loss recovery period of ~2.98 years; annual interest income improvement of ~$4.2M.
- Remaining proceeds from sale will be used to fund organic loan growth.

## SEC filing metadata
- accession: 0001829576-26-000056
- form_type: 8-K
- ticker: CARE
- cik: 0001829576
- company_name: Carter Bankshares, Inc.
- filed_at: 2026-05-29T21:19:29+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1829576/000182957626000056/0001829576-26-000056-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1829576/000182957626000056/care-20260529.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001829576-26-000056
- JSON: https://secwatch.observer/filing/0001829576-26-000056.json
- Plain text: https://secwatch.observer/filing/0001829576-26-000056.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.