---
schema_version: "secwatch.filing_event.v1"
accession: "0001830188-24-000024"
form_type: "8-K"
ticker: "UHG"
cik: "0001830188"
company_name: "United Homes Group, Inc."
filed_at: "2024-08-08T23:59:59+00:00"
generated_at: "2026-05-31T11:11:36.870149+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Homes Group amends credit agreement, waives Q2 2024 default, cuts commitment to $220M

## Summary
- Maximum Leverage Ratio increased to 2.50:1 for up to two quarters through Dec 2025.
- Minimum Debt Service Coverage Ratio lowered to 1.35:1 for up to two quarters through June 2025.
- Minimum Liquidity raised to $37.5M; increases to $45M if DSCR falls below 1.50:1.
- Total lender commitment cut to $220M; term extended to Aug 2027.
- Q2 2024 DSCR covenant default waived; two non-extending lenders hold $73.3M of commitments.

## SEC filing metadata
- accession: 0001830188-24-000024
- form_type: 8-K
- ticker: UHG
- cik: 0001830188
- company_name: United Homes Group, Inc.
- filed_at: 2024-08-08T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1830188/000183018824000024/0001830188-24-000024-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1830188/000183018824000024/uhg-20240802.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001830188-24-000024
- JSON: https://secwatch.observer/filing/0001830188-24-000024.json
- Plain text: https://secwatch.observer/filing/0001830188-24-000024.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.