---
schema_version: "secwatch.filing_event.v1"
accession: "0001830188-25-000066"
form_type: "8-K"
ticker: "UHG"
cik: "0001830188"
company_name: "United Homes Group, Inc."
filed_at: "2025-10-01T23:59:59+00:00"
generated_at: "2026-05-17T05:07:17.494359+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# United Homes amends credit agreements to ease DSCR covenants through year-end 2025

## Summary
- WF Credit Agreement: DSCR minimum lowered to 1.35x for Q3 2025 and 1.50x for Q4 2025 (from 2.00x).
- WF Credit Agreement: minimum Tangible Net Worth raised to $76.0M through covenant termination date; Liquidity floor $45M; Unrestricted Cash floor $17.5M.
- Kennedy Lewis Credit Agreement: DSCR floor set at 1.35x through Dec 31, 2025, with two quarterly waivers to 1.20x allowed.
- KL Amendment clarifies Make-Whole Premium period to second anniversary of closing; reduces Applicable Premium 50% on Change of Control prepayment.

## SEC filing metadata
- accession: 0001830188-25-000066
- form_type: 8-K
- ticker: UHG
- cik: 0001830188
- company_name: United Homes Group, Inc.
- filed_at: 2025-10-01T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1830188/000183018825000066/0001830188-25-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1830188/000183018825000066/uhg-20250929.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001830188-25-000066
- JSON: https://secwatch.observer/filing/0001830188-25-000066.json
- Plain text: https://secwatch.observer/filing/0001830188-25-000066.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.