---
schema_version: "secwatch.filing_event.v1"
accession: "0001830188-26-000012"
form_type: "8-K"
ticker: "UHG"
cik: "0001830188"
company_name: "United Homes Group, Inc."
filed_at: "2026-04-03T23:59:59+00:00"
generated_at: "2026-05-15T07:39:15.989787+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# UHG gets covenant waivers on both credit facilities pending merger by May 31, 2026

## Summary
- Wells Fargo facility waives Debt Service Coverage and Leverage Ratio tests until merger close or May 31, 2026.
- Kennedy Lewis facility waives same financial covenants for Q1 2026 quarter period.
- If merger does not close by May 31, 2026, both facilities require full repayment within 60 days.
- Failure to repay after the 60-day period triggers an immediate event of default under each agreement.

## SEC filing metadata
- accession: 0001830188-26-000012
- form_type: 8-K
- ticker: UHG
- cik: 0001830188
- company_name: United Homes Group, Inc.
- filed_at: 2026-04-03T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1830188/000183018826000012/0001830188-26-000012-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1830188/000183018826000012/uhg-20260331.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001830188-26-000012
- JSON: https://secwatch.observer/filing/0001830188-26-000012.json
- Plain text: https://secwatch.observer/filing/0001830188-26-000012.txt

## Source-grounded claims
- claim_id: 18a3dad8b55066cd1b9ee83e26398573713baa7c
  claim: United Homes Group, Inc. amended Fifth Amendment to the Second Amended and Restated Credit Agreement and Omnibus Amendment to Loan Documents with Wells Fargo Bank, National Association, as administrative agent, and the lenders party thereto (effective 2026-03-31).
  evidence_excerpt: On March 31, 2026 (the “Fifth Amendment Effective Date”), United Homes Group, Inc. (the “Company”) entered into the Fifth Amendment to the Second Amended and Restated Credit Agreement and Omnibus Amendment to Loan Documents (the “Fifth Amendment”), amending the Second Amended and Restated Credit Agreement (as amended, the “WF Credit Agreement”) by and among the Company, Great Southern Homes, Inc., a South Carolina corporation and a wholly-owned subsidiary of the Company (“GSH”), Rosewood Communities, Inc., a South Carolina corporation and a wholly-owned subsidiary of the Company (“Rosewood”), Wells Fargo Bank, National Association, as administrative agent (the “Administrative Agent”), Wells Fargo Securities, LLC, as the sole Lead Arranger and sole Bookrunner, and the lenders party thereto (the “Lenders”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1830188/000183018826000012/0001830188-26-000012-index.htm
- claim_id: d7b584b4e35fd4d31ada54f3bd4faa21d0d629d9
  claim: United Homes Group, Inc. amended Second Amendment to Credit Agreement with financial institutions from time to time a party thereto, and Kennedy Lewis Agency Partners LLC, as administrative agent (effective 2026-03-31).
  evidence_excerpt: On March 31, 2026 (the “KL Second Amendment Effective Date”), the Company entered into the Second Amendment to Credit Agreement (the “KL Second Amendment”), amending the Credit Agreement (as amended, the “KL Credit Agreement”) by and among the Company, GSH, the financial institutions from time to time a party thereto (collectively, the “KL Lenders”), and Kennedy Lewis Agency Partners LLC, as administrative agent (the “KL Administrative Agent”; the KL Administrative Agent and the other Lenders are referred to herein collectively as the “KL Lender Parties”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1830188/000183018826000012/0001830188-26-000012-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.