---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-22-000309"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2022-11-02T23:59:59+00:00"
generated_at: "2026-06-22T15:19:03.518880+00:00"
event_type: "debt"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# loanDepot reduces repurchase facility to $750M total capacity; extends to Oct 2023

## Summary
- Amended MRA with Jefferies Funding LLC extends facility expiration from Oct 29, 2022 to Oct 26, 2023.
- Uncommitted financing reduced from $1.10B to $350M; committed amount remains $400M.
- Total facility capacity now $750M, down from $1.5B previously.
- Amendment covers residential mortgage loan repurchase obligations; customary margin and default provisions.

## SEC filing metadata
- accession: 0001831631-22-000309
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2022-11-02T23:59:59+00:00
- event_type: debt
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000309/0001831631-22-000309-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000309/ldi-20221028.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-22-000309
- JSON: https://secwatch.observer/filing/0001831631-22-000309.json
- Plain text: https://secwatch.observer/filing/0001831631-22-000309.txt

## Key facts
- Material Agreements
  loanDepot, Inc. amended Third Amended and Restated Master Repurchase Agreement with Jefferies Funding LLC valued at $400.00 million (effective 2022-10-28).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Jefferies Funding LLC
  - Value: $400.00 million
  - Effective: 2022-10-28
  source text: On October 28, 2022, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as seller, entered into the Third Amended and Restated Master Repurchase Agreement with Jefferies Funding LLC (“Buyer”) , as buyer (the “Amended MRA”), along with certain ancillary agreements , pursuant to which the Company may sell to the Buyer, and later repurchase, the Company’s beneficial right title and interest in and to certain residential mortgage loans (the “Jefferies Warehouse Facility”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000309/0001831631-22-000309-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.