{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-22-000323","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2022-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.501635+00:00","generated_at":"2026-06-22T04:29:52.153113+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"loanDepot Q3 net loss $137.5M, revenue down 11% QoQ; cash rises to $1.14B","bullets":["Net loss $137.5M vs $223.8M Q2 (down 38.6%); diluted EPS loss $0.37.","Revenue $274.2M (-11% QoQ); gain on sale margin 1.80% (up from 1.16%).","Total expenses reduced 22% to $435.1M; on track for $400M annualized savings by year-end 2022.","Cash balance increased 20% to $1.14B; digital HELOC launched.","Loan origination volume $9.85B (down 38% QoQ); rate lock volume $12.03B."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-22-000323","json":"https://secwatch.observer/filing/0001831631-22-000323.json","markdown":"https://secwatch.observer/filing/0001831631-22-000323.md","text":"https://secwatch.observer/filing/0001831631-22-000323.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000323/0001831631-22-000323-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000323/ldi-20221108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T04:29:52.153113+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c206fb84307e5d439f41c8d0d3b72acba6ed4680","claim":"loanDepot, Inc. reported third quarter ended September 30, 2022 results: revenue $274,192, net income $(137,482), EPS $(0.37).","evidence_excerpt":"Gain on sale margin (2) 1.80 % 1.16 % 2.84 % 1.66 % 2.71 % Pull through weighted gain on sale margin (3) 2.03 % 1.50 % 2.99 % 1.92 % 3.13 % Financial Results Total revenue $ 274,192 $ 308,639 $ 923,756 $ 1,086,141 $ 3,019,678 Total expense 435,125 560,657 744,771 1,602,038 2,364,054 Net (loss) income (137,482) (223,822) 154,277 (452,623) 608,414 Diluted","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000323/0001831631-22-000323-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2022"},{"label":"Revenue","value":"$274,192"},{"label":"Net income","value":"$(137,482)"},{"label":"EPS","value":"$(0.37)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}