---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-22-000328"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2022-11-15T23:59:59+00:00"
generated_at: "2026-06-21T18:51:36.647170+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# loanDepot extends JPMorgan warehouse facility to Nov 2023, terminates $750M JVB repurchase facility

## Summary
- Entered amended mortgage loan participation sale agreement with JPMorgan; warehouse facility extended to November 9, 2023.
- Terminated Master Repurchase Agreement with J.V.B. Financial Group; $750M capacity eliminated; no borrowings outstanding.
- Amended bylaws to require stockholder nominations comply with Rule 14a-19, including 67% proxy solicitation.

## SEC filing metadata
- accession: 0001831631-22-000328
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2022-11-15T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/0001831631-22-000328-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/ldi-20221110.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-22-000328
- JSON: https://secwatch.observer/filing/0001831631-22-000328.json
- Plain text: https://secwatch.observer/filing/0001831631-22-000328.txt

## Key facts
- Debt Financings
  loanDepot, Inc. amended credit facility with JPMorgan Chase Bank, National Association maturing November 9, 2023.
  - Instrument: credit facility
  - Counterparty: JPMorgan Chase Bank, National Association
  - Maturity: November 9, 2023
  - Event: amendment
  source text: The Amended MLPSA and the ancillary agreements extended the expiration date of the Warehouse Facility to November 9, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/0001831631-22-000328-index.htm
- Governance Changes
  loanDepot, Inc.: Amended bylaws to require compliance with Rule 14a-19 for director nominations and remove requirement to produce stockholder list at meetings (effective 2022-11-10).
  - Change: bylaw amendment
  - Effective: 2022-11-10
  source text: On November 10, 2022, the board of directors of loanDepot, Inc., a Delaware corporation (the “ Company ”), adopted the Company’s amended and restated bylaws (the “ Amended Bylaws ”), effective as of such date.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/0001831631-22-000328-index.htm
- Material Agreements
  loanDepot, Inc. terminated Master Repurchase Agreement with J.V.B. Financial Group, LLC valued at Terminated $750 million Master Repurchase Agreement; no borrowings outstanding and no termination pe (effective 2022-11-14).
  - Action: termination
  - Agreement: credit facility
  - Counterparty: J.V.B. Financial Group, LLC
  - Value: Terminated $750 million Master Repurchase Agreement; no borrowings outstanding and no termination pe
  - Effective: 2022-11-14
  source text: On November 14, 2022, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), reduced its funding capacity based on current and projected mortgage loan originations by terminating its Master Repurchase Agreement, dated as of November 25, 2019 (the “MRA”) with J.V.B. Financial Group, LLC (the “JVB Financing Facility”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/0001831631-22-000328-index.htm
- Material Agreements
  loanDepot, Inc. amended Amended and Restated Mortgage Loan Participation Sale Agreement with JPMorgan Chase Bank, National Association valued at Extended expiration date of Warehouse Facility to November 9, 2023 (effective 2022-11-10).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: JPMorgan Chase Bank, National Association
  - Value: Extended expiration date of Warehouse Facility to November 9, 2023
  - Effective: 2022-11-10
  source text: On November 10, 2022, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as seller, entered into the Amended and Restated Mortgage Loan Participation Sale Agreement with JPMorgan Chase Bank, National Association (the “Purchaser”), as purchaser (the “Amended MLPSA”), along with certain ancillary agreements , pursuant to which the Company may sell to the Purchaser participation interests in certain designated pools of fully amortizing first lien residential mortgage loans eligible to back securities and, at a later date, cause such mortgage loans to back a security issued by the Company, which will be delivered to the Purchaser (the “Warehouse Facility”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163122000328/0001831631-22-000328-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.