{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-22-000380","form_type":"8-K/A","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2022-12-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.500565+00:00","generated_at":"2026-06-20T22:05:55.668724+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"loanDepot extends $300M revolver with Signature to Dec 2023; $200M NexBank note","bullets":["LoanDepot extended $300M revolving credit facility with Signature Bank to December 20, 2023.","Signature Bank facility can be increased to $500M upon mutual consent.","LoanDepot entered $200M promissory note with NexBank under Sixteenth Amendment."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-22-000380","json":"https://secwatch.observer/filing/0001831631-22-000380.json","markdown":"https://secwatch.observer/filing/0001831631-22-000380.md","text":"https://secwatch.observer/filing/0001831631-22-000380.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000380/0001831631-22-000380-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000380/ldi-20221220.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T22:05:55.668724+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"39b41d06c89bd15bc943d8bededc8c272f80cc12","claim":"loanDepot, Inc. amended Amendment No. 1 with Signature Bank valued at $300 million (effective 2022-12-20).","evidence_excerpt":"On December 20, 2022, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as borrower, entered into Amendment Number 1 (“Amendment No. 1”) to the Credit and Security Agreement, dated as of December 22, 2021 (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”) with Signature Bank, as administrative agent on behalf of the lenders (in such capacity, the “Administrative Agent”) and Signature Bank, as a lender (the “Lender”), pursuant to which the Lender provides the Company with a revolving line of credit of $300 million, with an option to increase up to $500 million upon mutual consent, that is secured by certain of the Company’s mortgage servicing rights under the servicing agreement with Freddie Mac and other collateral listed therein.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000380/0001831631-22-000380-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Signature Bank"},{"label":"Value","value":"$300 million"},{"label":"Effective","value":"2022-12-20"}],"fact_type":"material_agreement"},{"claim_id":"5eb38f4b5e5409f107497cd385bc4c7619596189","claim":"loanDepot, Inc. amended Amendment No.16 with NexBank valued at $200,000,000 (effective 2022-12-22).","evidence_excerpt":"On December 22, 2022, the Company, as borrower, entered into the Sixteenth Amendment (“Amendment No. 16”) to the Credit and Security Agreement, dated as of October 29, 2014 (as amended, restated, supplemented or otherwise modified from time to time, the “NexBank Credit Agreement”) with NexBank, as lender (the “Lender”) pursuant to which the Lender has extended a revolving line of credit to the Company that is secured by certain of the Company’s mortgage servicing rights under the servicing agreement with Freddie Mac and other collateral listed in the NexBank Credit Agreement.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163122000380/0001831631-22-000380-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"NexBank"},{"label":"Value","value":"$200,000,000"},{"label":"Effective","value":"2022-12-22"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}