{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000003","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-01-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.910649+00:00","generated_at":"2026-06-20T19:48:33.290915+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"loanDepot amends repurchase facility: extends to Dec 2023, adds HELOC collateral, max purchase $300M","bullets":["Termination date extended to December 28, 2023; maximum purchase price set at $300,000,000.","Second lien loans (including home equity lines of credit) and first lien HELOCs added as eligible collateral.","Interest rate benchmark transitioned from LIBOR to SOFR for pricing calculations.","Facility remains uncommitted; financial covenants and pricing spreads updated per amendment."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000003","json":"https://secwatch.observer/filing/0001831631-23-000003.json","markdown":"https://secwatch.observer/filing/0001831631-23-000003.md","text":"https://secwatch.observer/filing/0001831631-23-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000003/0001831631-23-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000003/ldi-20221230.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T19:48:33.290915+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"25c597a2ce287b55f018208e77638efeb6005da8","claim":"loanDepot, Inc. amended Sixth Amendment to Amended and Restated Master Repurchase Agreement with TIAA, FSB and Signature Bank valued at Extended termination date to December 28, 2023; added second lien loans and first lien HELOCs as eli (effective 2022-12-30).","evidence_excerpt":"Item 1.01. Entry into a Material Definitive Agreement. On December 30, 2022, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as seller, entered into the Sixth Amendment (the “Sixth Amendment”) to the Amended and Restated Master Repurchase Agreement and the Amended and Restated Pricing Letter, each dated as of November 15, 2021, with TIAA, FSB (“TIAA Bank”), formerly known as EverBank, as a buyer and as administrative agent (in such capacity, the “Administrative Agent”) for the Buyers and Signature Bank (“Signature Bank”), as a buyer (together with TIAA Bank, the “Buyers”) pursuant to which the Company may sell to the Buyers and later repurchase certain residential mortgage loans. The primary purposes of the Sixth Amendment are to: (a) extend the termination date to December 28, 2023; (b) add second lien loans (including home equity lines of credit) and first lien home equity lines of credit as eligible collateral;","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000003/0001831631-23-000003-index.htm","confidence":1.0,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"TIAA, FSB and Signature Bank"},{"label":"Value","value":"Extended termination date to December 28, 2023; added second lien loans and first lien HELOCs as eli"},{"label":"Effective","value":"2022-12-30"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}