{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000215","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-07-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.564146+00:00","generated_at":"2026-06-13T11:13:35.569103+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"loanDepot enters $450M revolving credit facility with Flagstar, secured by MSRs","bullets":["Facility is an amended and restated credit agreement dated June 30, 2023, providing up to $450M (expandable to $600M).","Borrower is loanDepot.com, LLC; Flagstar Bank serves as administrative agent and a lender.","Line is secured by certain mortgage servicing rights under Freddie Mac servicing agreement and other collateral.","Replaces prior credit agreement with Signature Bank that Flagstar had previously assumed."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000215","json":"https://secwatch.observer/filing/0001831631-23-000215.json","markdown":"https://secwatch.observer/filing/0001831631-23-000215.md","text":"https://secwatch.observer/filing/0001831631-23-000215.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000215/0001831631-23-000215-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000215/ldi-20230630.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T11:13:35.569103+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c80fbfa32f167ca6549ef40794da1b9fbab9cc4e","claim":"loanDepot, Inc. amended Credit Agreement with Flagstar Bank, National Association valued at $450 million (effective 2023-06-30).","evidence_excerpt":"On June 30, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as borrower, entered into an Amended and Restated Credit and Security (the “Credit Agreement”) with Flagstar Bank, National Association, as administrative agent on behalf of the lenders (the “Administrative Agent”), and Flagstar Bank, National Association, as a lender and the other lenders party thereto (collectively, the “Lenders”), pursuant to which the Lenders provide the Company with a revolving line of credit of $450 million, with an option to increase up to $600 million upon mutual consent.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000215/0001831631-23-000215-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Flagstar Bank, National Association"},{"label":"Value","value":"$450 million"},{"label":"Effective","value":"2023-06-30"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}