{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000277","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-09-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.565107+00:00","generated_at":"2026-06-10T07:44:38.174618+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"loanDepot extends JPMorgan and Bank of America financing facilities to Sep 2024","bullets":["Extended Series 2020-VFI variable funding notes maturity to September 27, 2024.","Amended advance rate calculation under the JPMorgan Chase facility.","Extended Bank of America mortgage loan purchase and repurchase agreements to September 23, 2024.","Amendments involve loanDepot.com, LLC and loanDepot Agency Advance Receivables Trust as issuer."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000277","json":"https://secwatch.observer/filing/0001831631-23-000277.json","markdown":"https://secwatch.observer/filing/0001831631-23-000277.md","text":"https://secwatch.observer/filing/0001831631-23-000277.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000277/0001831631-23-000277-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000277/ldi-20230922.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-10T07:44:38.174618+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1f248f0110ac7200a3a9cbfe152c7770fcd2f955","claim":"loanDepot, Inc. amended Amendment No. 5 to Series 2020-VFI Indenture Supplement with JPMorgan Chase Bank, N.A. valued at extend the maturity date to September 27, 2024 and modify the advance rate calculation (effective 2023-09-22).","evidence_excerpt":"On September 22, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as servicer and administrator, and loanDepot Agency Advance Receivables Trust, a wholly owned subsidiary of the Company (the “Advance Receivables Trust”), as issuer, entered into Amendment No. 5 to the Series 2020-VF1 Indenture Supplement (the “Indenture Supplement Amendment”), with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A., as administrative agent pursuant to which the Advance Receivables Trust issued the 2020-VF1 Variable Funding Notes for the financing of servicing advance receivables with respect to residential mortgage loans serviced by the Company on behalf of Fannie Mae and Freddie Mac.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000277/0001831631-23-000277-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"JPMorgan Chase Bank, N.A."},{"label":"Value","value":"extend the maturity date to September 27, 2024 and modify the advance rate calculation"},{"label":"Effective","value":"2023-09-22"}],"fact_type":"material_agreement"},{"claim_id":"3b64ef0754f1757aa7f99eb8befebd8bbdf2bc66","claim":"loanDepot, Inc. amended Amendment No. 7 to the Second Amended and Restated Master Repurchase Agreement with Bank of America, N.A. valued at amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202 (effective 2023-09-25).","evidence_excerpt":"On September 25, 2023, the Company entered into (a) Amendment No. 5 (the ”BANA MLPSA Amendment No. 5”) to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022, with Bank of America, NA., a national banking association (“BANA”), as purchaser and the Company as seller, (b) Amendment No. 7 (the “BANA MRA Amendment No. 7”) to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, with BANA, as buyer, loanDepot BA Warehouse, LLC, as seller, and the Company as guarantor, and (c) certain ancillary agreements, primarily to amend certain terms and extend the maturity date of the BANA financing facility to September 23, 2024.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000277/0001831631-23-000277-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Value","value":"amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202"},{"label":"Effective","value":"2023-09-25"}],"fact_type":"material_agreement"},{"claim_id":"ab2acc5ef9e0e8ea3c8f126f297e51f7755737f3","claim":"loanDepot, Inc. amended Amendment No. 5 to the Second Amended and Restated Mortgage Loan Purchase and Sale Agreement with Bank of America, N.A. valued at amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202 (effective 2023-09-25).","evidence_excerpt":"On September 25, 2023, the Company entered into (a) Amendment No. 5 (the ”BANA MLPSA Amendment No. 5”) to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022, with Bank of America, NA., a national banking association (“BANA”), as purchaser and the Company as seller, (b) Amendment No. 7 (the “BANA MRA Amendment No. 7”) to the Second Amended and Restated Master Repurchase Agreement, dated as of August 20, 2021, with BANA, as buyer, loanDepot BA Warehouse, LLC, as seller, and the Company as guarantor, and (c) certain ancillary agreements, primarily to amend certain terms and extend the maturity date of the BANA financing facility to September 23, 2024.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000277/0001831631-23-000277-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Value","value":"amend certain terms and extend the maturity date of the BANA financing facility to September 23, 202"},{"label":"Effective","value":"2023-09-25"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}