{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000288","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.846118+00:00","generated_at":"2026-06-08T17:07:35.108009+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"loanDepot narrows Q3 net loss to $34M; expands Vision 2025 cost cuts by $120M","bullets":["Revenue $266M (-2% QoQ); net loss narrowed 31% QoQ to $34M; adjusted net loss $27M.","Total expenses fell 8% QoQ to $305M; cash remains strong at $717M.","Vision 2025 productivity program expanded to target $120M annualized cost reductions.","Pull through weighted gain on sale margin improved to 2.93% from 2.85% QoQ.","Diluted loss per share $0.09 vs $0.13 in Q2 2023 and $0.37 in Q3 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000288","json":"https://secwatch.observer/filing/0001831631-23-000288.json","markdown":"https://secwatch.observer/filing/0001831631-23-000288.md","text":"https://secwatch.observer/filing/0001831631-23-000288.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000288/0001831631-23-000288-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000288/ldi-20231107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T17:07:35.108009+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2aba3ed15da6d7164b32f319369b3e95bfc84738","claim":"loanDepot, Inc. reported the third quarter ended September 30, 2023 results: revenue $265,661, net income $34,262, EPS $(0.09) per diluted share.","evidence_excerpt":"Gain on sale margin (2) 2.74 % 2.75 % 1.80 % 2.66 % 1.66 % Pull through weighted gain on sale margin (3) 2.93 % 2.85 % 2.03 % 2.69 % 1.92 % Financial Results Total revenue $ 265,661 $ 271,833 $ 274,192 $ 745,395 $ 1,086,141 Total expense 305,128 330,148 435,125 949,760 1,602,038 Net loss (34,262) (49,759) (137,482) (175,743) (452,623) Diluted loss per share $","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000288/0001831631-23-000288-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2023"},{"label":"Revenue","value":"$265,661"},{"label":"Net income","value":"$34,262"},{"label":"EPS","value":"$(0.09) per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}