{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000292","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.846417+00:00","generated_at":"2026-06-08T10:38:41.976880+00:00","sec_items":["1.01","1.02","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"loanDepot extends repurchase facility maturity to Jan 30, 2024; terminates unused Atlas MRA","bullets":["Extended maturity of $175M aggregate repurchase facility to Jan 30, 2024 (from earlier termination).","Terminated Atlas MRA (dated 2017) with no outstanding borrowings and no penalties.","Omnibus Amendment added new financial covenants (Adjusted Tangible Net Worth, leverage, liquidity, profitability) – exact thresholds redacted.","Facility fee paid on Nov 1, 2023 (amount redacted); existing reps and warranties reaffirmed.","No Event of Default; loanDepot continues access to three repurchase facilities with shared $175M capacity."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000292","json":"https://secwatch.observer/filing/0001831631-23-000292.json","markdown":"https://secwatch.observer/filing/0001831631-23-000292.md","text":"https://secwatch.observer/filing/0001831631-23-000292.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000292/0001831631-23-000292-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000292/ldi-20231101.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T10:38:41.976880+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0e37730f7c06ccd83396a924032064ebbd3eaae4","claim":"loanDepot, Inc. terminated Master Repurchase Agreement, dated as of March 10, 2017 (Atlas MRA) with Atlas Securitized Products, L.P., Atlas Securitized Products Investments 3, L.P., Atlas Securitized Products Funding 2, L.P., Nexera Holding LLC valued at Company chose not to renew the Atlas MRA; no borrowings outstanding and no termination penalties inc (effective 2023-11-01).","evidence_excerpt":"On November 1, 2023, the Company chose not to renew its Master Repurchase Agreement, dated as of March 10, 2017 as amended, restated, supplemented or otherwise modified from time to time the (“Atlas MRA”), by and among the Company, as the seller, Atlas Securitized Products, L.P., as the administrative agent and a buyer (“Atlas”) , and Atlas Securitized Products Investments 3, L.P., (“Investments 3”), Atlas Securitized Products Funding 2, L.P. (“Funding 2”), and Nexera Holding LLC (‘Nexera” and together with Atlas, Investments 3 and Funding 2, the “Buyers”), as buyers, pursuant to which the Company would sell to, and later repurchase from, the Buyers, the Company’s beneficial right, title and interest in and to certain residential mortgage loans.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000292/0001831631-23-000292-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"termination"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Atlas Securitized Products, L.P., Atlas Securitized Products Investments 3, L.P., Atlas Securitized Products Funding 2, L.P., Nexera Holding LLC"},{"label":"Value","value":"Company chose not to renew the Atlas MRA; no borrowings outstanding and no termination penalties inc"},{"label":"Effective","value":"2023-11-01"}],"fact_type":"material_agreement"},{"claim_id":"c4c5f70e312bb7a90b65c495ecb6caa9861f4476","claim":"loanDepot, Inc. amended Joint Omnibus Amendment No. 4 to the Series 2017-VF1 Repurchase Agreement, Amendment No. 2 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 3 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 6 to the Series 2017-VF1 Pricing Side Letter, Amendment No.4 to the Series 2021-PIAV with Atlas Securitized Products, L.P., Nexera Holding LLC valued at Extended maturity date to January 30, 2024; updated Maximum Purchase Price (effective 2023-11-01).","evidence_excerpt":"On November 1, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc. (the “Company”), as seller, entered into a Joint Omnibus Amendment No. 4 to the Series 2017-VF1 Repurchase Agreement, Amendment No. 2 to the Series 2021-PIAVF1 Repurchase Agreement, Amendment No. 3 to the Series 2021-SAVF1 Repurchase Agreement, Amendment No. 6 to the Series 2017-VF1 Pricing Side Letter, Amendment No.4 to the Series 2021-PIAVF1 Pricing Side Letter and the Series 2021-SAVF1 Pricing Side Letter (the “Omnibus Amendment”) with Atlas Securitized Products, L.P. (the “Administrative Agent”), and Nexera Holding LLC (the “Buyer”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000292/0001831631-23-000292-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Atlas Securitized Products, L.P., Nexera Holding LLC"},{"label":"Value","value":"Extended maturity date to January 30, 2024; updated Maximum Purchase Price"},{"label":"Effective","value":"2023-11-01"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}