{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-23-000341","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2023-12-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.846689+00:00","generated_at":"2026-06-07T10:02:57.566691+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"loanDepot enters new $500M MSR-backed credit facility with Goldman Sachs","bullets":["Revolving credit facility up to $500M secured by Fannie Mae mortgage servicing rights; initial commitment $300M.","Borrower is loanDepot FA Agency MSR, LLC; guarantor is loanDepot.com, LLC; GS Bank is administrative agent.","Replaces existing August 2023 credit agreement; facility matures January 28, 2025; availability period ends July 28, 2024.","Proceeds used for general corporate purposes and to repay outstanding advances under prior facility."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-23-000341","json":"https://secwatch.observer/filing/0001831631-23-000341.json","markdown":"https://secwatch.observer/filing/0001831631-23-000341.md","text":"https://secwatch.observer/filing/0001831631-23-000341.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/0001831631-23-000341-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/ldi-20231215.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T10:02:57.566691+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6c327f6dee001e2e089545fc1958d901fc6137e2","claim":"loanDepot, Inc. entered into Credit Agreement with Goldman Sachs Bank USA valued at revolving line of credit of up to $500 million (effective 2023-12-15).","evidence_excerpt":"On December 15, 2023, loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of loanDepot.com, LLC, as borrower (the “Borrower”), entered into a Credit Agreement (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”) with loanDepot.com, LLC, a Delaware limited liability company and an indirect, majority-owned subsidiary of loanDepot, Inc., as guarantor (the “Company”), the financial institutions that may from time to time become parties thereto (each such financial institution, a “Lender” and collectively, the “Lenders”), and Goldman Sachs Bank USA (“GS Bank”), as administrative agent.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/0001831631-23-000341-index.htm","confidence":0.95,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Goldman Sachs Bank USA"},{"label":"Value","value":"revolving line of credit of up to $500 million"},{"label":"Effective","value":"2023-12-15"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}