---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-23-000341"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2023-12-20T23:59:59+00:00"
generated_at: "2026-06-07T10:02:57.566691+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# loanDepot enters new $500M MSR-backed credit facility with Goldman Sachs

## Summary
- Revolving credit facility up to $500M secured by Fannie Mae mortgage servicing rights; initial commitment $300M.
- Borrower is loanDepot FA Agency MSR, LLC; guarantor is loanDepot.com, LLC; GS Bank is administrative agent.
- Replaces existing August 2023 credit agreement; facility matures January 28, 2025; availability period ends July 28, 2024.
- Proceeds used for general corporate purposes and to repay outstanding advances under prior facility.

## SEC filing metadata
- accession: 0001831631-23-000341
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2023-12-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/0001831631-23-000341-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/ldi-20231215.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-23-000341
- JSON: https://secwatch.observer/filing/0001831631-23-000341.json
- Plain text: https://secwatch.observer/filing/0001831631-23-000341.txt

## Key facts
- Material Agreements
  loanDepot, Inc. entered into Credit Agreement with Goldman Sachs Bank USA valued at revolving line of credit of up to $500 million (effective 2023-12-15).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Goldman Sachs Bank USA
  - Value: revolving line of credit of up to $500 million
  - Effective: 2023-12-15
  source text: On December 15, 2023, loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of loanDepot.com, LLC, as borrower (the “Borrower”), entered into a Credit Agreement (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”) with loanDepot.com, LLC, a Delaware limited liability company and an indirect, majority-owned subsidiary of loanDepot, Inc., as guarantor (the “Company”), the financial institutions that may from time to time become parties thereto (each such financial institution, a “Lender” and collectively, the “Lenders”), and Goldman Sachs Bank USA (“GS Bank”), as administrative agent.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163123000341/0001831631-23-000341-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.