{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000002","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-01-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.817989+00:00","generated_at":"2026-06-07T04:48:08.664527+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"loanDepot enters Second Amended Repurchase Agreement with EverBank for $175M facility","bullets":["Termination date extended to December 26, 2024.","Facility restructured from syndicated to single-lender arrangement with EverBank.","Maximum facility amount set at $175 million.","Agreement governs repurchase of residential mortgage loans on a servicing-released basis.","Replaces prior Amended and Restated Master Repurchase Agreement dated November 15, 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000002","json":"https://secwatch.observer/filing/0001831631-24-000002.json","markdown":"https://secwatch.observer/filing/0001831631-24-000002.md","text":"https://secwatch.observer/filing/0001831631-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/0001831631-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/ldi-20231228.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-07T04:48:08.664527+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"da0c72a2d5a235ed993f2799f87ad488de86b479","claim":"loanDepot, Inc. entered into Second Amended and Restated Master Repurchase Agreement with EverBank, N.A. valued at $175 million (effective 2023-12-28).","evidence_excerpt":"On December 28, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc, as seller (the “Company”), entered into the Second Amended and Restated Master Repurchase Agreement (the “A&R MRA”) with EverBank, N.A., formerly known as TIAA, FSB, as buyer (the “Buyer”), pursuant to which the Company may sell to the Buyer, and later repurchase, certain residential mortgage loans.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/0001831631-24-000002-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"entry"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"EverBank, N.A."},{"label":"Value","value":"$175 million"},{"label":"Effective","value":"2023-12-28"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}