---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000002"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-01-03T23:59:59+00:00"
generated_at: "2026-06-07T04:48:08.664527+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.45
calibrated_materiality_score: 0.45
confidence: "high"
source: SEC EDGAR
---

# loanDepot enters Second Amended Repurchase Agreement with EverBank for $175M facility

## Summary
- Termination date extended to December 26, 2024.
- Facility restructured from syndicated to single-lender arrangement with EverBank.
- Maximum facility amount set at $175 million.
- Agreement governs repurchase of residential mortgage loans on a servicing-released basis.
- Replaces prior Amended and Restated Master Repurchase Agreement dated November 15, 2021.

## SEC filing metadata
- accession: 0001831631-24-000002
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-01-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.45
- calibrated_materiality_score: 0.45
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/0001831631-24-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/ldi-20231228.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000002
- JSON: https://secwatch.observer/filing/0001831631-24-000002.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000002.txt

## Key facts
- Material Agreements
  loanDepot, Inc. entered into Second Amended and Restated Master Repurchase Agreement with EverBank, N.A. valued at $175 million (effective 2023-12-28).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: EverBank, N.A.
  - Value: $175 million
  - Effective: 2023-12-28
  source text: On December 28, 2023, loanDepot.com, LLC, a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc, as seller (the “Company”), entered into the Second Amended and Restated Master Repurchase Agreement (the “A&R MRA”) with EverBank, N.A., formerly known as TIAA, FSB, as buyer (the “Buyer”), pursuant to which the Company may sell to the Buyer, and later repurchase, certain residential mortgage loans.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000002/0001831631-24-000002-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.