---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000009"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-01-19T23:59:59+00:00"
generated_at: "2026-06-06T21:25:59.850635+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# loanDepot amends indenture to delay Jan 2024 payment date due to cyber incident

## Summary
- Amendment No. 3 postpones the January 2024 Payment Date from January 12 to January 22, 2024.
- Delay is to allow finalization of payment amount following the cybersecurity incident reported on Jan 8, 2024.
- JPMorgan Chase Bank, as 100% noteholder of Series 2020-VF1 Variable Funding Notes, consented.
- Amendment pertains to financing of servicing advance receivables for Fannie Mae and Freddie Mac loans.
- No other terms of the base indenture were changed; all representations and warranties reaffirmed.

## SEC filing metadata
- accession: 0001831631-24-000009
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-01-19T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000009/0001831631-24-000009-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000009/ldi-20240112.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000009
- JSON: https://secwatch.observer/filing/0001831631-24-000009.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000009.txt

## Key facts
- Material Agreements
  loanDepot, Inc. amended Amendment No. 3 to the Base Indenture with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A., as administrative agent and noteholder (effective 2024-01-12).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A., as administrative agent and noteholder
  - Effective: 2024-01-12
  source text: On January 12, 2024, loanDepot.com, LLC (the “Company”), a Delaware limited liability company and an indirect subsidiary of loanDepot, Inc., as servicer and administrator, and loanDepot Agency Advance Receivables Trust, a wholly-owned subsidiary of the Company (the “Advance Receivables Trust”), as issuer, entered into Amendment No. 3 to the Base Indenture (“Amendment No. 3”), with Citibank, N.A., as indenture trustee, calculation agent, paying agent, custodian and securities intermediary, and JPMorgan Chase Bank, N.A. (“JPMorgan”), as administrative agent, and consented to by JPMorgan, as noteholder of the Series 2020-VF1 Variable Funding Notes.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000009/0001831631-24-000009-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.