{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000059","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.818942+00:00","generated_at":"2026-06-04T23:18:14.650832+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"loanDepot Q4 net loss $59.8M; full-year loss narrows 61% to $235.5M","bullets":["Q4 revenue $228.6M, net loss $59.8M, diluted EPS -$0.16; full-year revenue $974M, net loss $235.5M.","Annual net loss narrowed $375M (61%) YoY; adjusted net loss fell 69% to $142M.","Company launched $120M annualized cost reduction program; ~86% confirmed by Feb 29, 2024.","Cash balance $661M; gain on sale margin 2.43% in Q4 vs 1.45% a year ago.","Full-year total expenses down $693M (36%) driven by cost productivity and lower volume."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000059","json":"https://secwatch.observer/filing/0001831631-24-000059.json","markdown":"https://secwatch.observer/filing/0001831631-24-000059.md","text":"https://secwatch.observer/filing/0001831631-24-000059.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/0001831631-24-000059-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/ldi-20240312.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T23:18:14.650832+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a24c5b7761688a81098166ada61110133c2d2cd6","claim":"loanDepot, Inc. reported financial results for the three and twelve months ended December 31, 2023.","evidence_excerpt":"On March 12, 2024, loanDepot, Inc. (the \"Company\") issued a press release announcing its results for the three and twelve months ended ended December 31, 2023 (the \"Earnings Press Release\").","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/0001831631-24-000059-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and twelve months ended December 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}