---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000059"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-03-12T23:59:59+00:00"
generated_at: "2026-06-04T23:18:14.650832+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# loanDepot Q4 net loss $59.8M; full-year loss narrows 61% to $235.5M

## Summary
- Q4 revenue $228.6M, net loss $59.8M, diluted EPS -$0.16; full-year revenue $974M, net loss $235.5M.
- Annual net loss narrowed $375M (61%) YoY; adjusted net loss fell 69% to $142M.
- Company launched $120M annualized cost reduction program; ~86% confirmed by Feb 29, 2024.
- Cash balance $661M; gain on sale margin 2.43% in Q4 vs 1.45% a year ago.
- Full-year total expenses down $693M (36%) driven by cost productivity and lower volume.

## SEC filing metadata
- accession: 0001831631-24-000059
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-03-12T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/0001831631-24-000059-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/ldi-20240312.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000059
- JSON: https://secwatch.observer/filing/0001831631-24-000059.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000059.txt

## Key facts
- Earnings Releases
  loanDepot, Inc. reported financial results for the three and twelve months ended December 31, 2023.
  - Period: the three and twelve months ended December 31, 2023
  - Result: reported results
  source text: On March 12, 2024, loanDepot, Inc. (the "Company") issued a press release announcing its results for the three and twelve months ended ended December 31, 2023 (the "Earnings Press Release").
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000059/0001831631-24-000059-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.